The Travel Points Credit Cards are basically designed for frequent travelers. It is an ideal way to earn points for many free travels. Consistent use of this card can earn you many free trips for your vacations and tours. Use your credit card enough, and you can stash away enough points to cover the cost of your next trip. This article discusses a lot about travel points credit cards, so you will learn more about them.travel points credit cards

Travel Points Credit CardsHow to Earn Rewards

Each Travel credit card has a peculiar reward program. However, you can only earn points or miles for making purchases. To maximizing your rewards, you MUST know your  card’s reward program. Also, travel credit cards pay higher rewards on travel purchases and a little reward on all other purchases. For example, a card may pay 5 points for every dollar you spend on travel purchases and one point for  all other purchases.

Increase  your rewards points by using your travel card only for purchases in the travel categories. Then use another rewards card that pays a higher rate on in other categories. If you really want to earn travel rewards very fast, use your travel points credit card for all purchases.

Travel Points Credit Cards ; Bonus for New Customers

A lot of travel credit cards pay very big sign-up bonus. To earn the bonus, just spend The card’s specified minimum amount on purchases in the first few months of opening your credit card. For instance, if the card gives 40,000 bonus points for spending $5,000 on purchases in the first three months of opening your credit card. Make the purchases and earn the rewards.

Credit Card Fees to Be careful With

If the annual fee of the card is greater than the rewards you will earn, do not apply for the card. In case you are really a frequent traveler and the rewards you will earn is by far bigger than the annual fee, then apply for it. If you are not a frequent traveler, choose a credit card that doesn’t charge an annual fee.

In case you also frequently visit foreign countries, opt for a no foreign transaction fee card.  It will help you save foreign transaction fees.

Combining With Other Loyalty Programs

Most credit cards permit you to transfer your travel rewards to airline and hotel partners. This helps you to easily earn free travel or even loyalty status. But if your travel rewards credit card doesn’t have hotel or airline transfer partners, wisely book travel to increase your credit card and loyalty rewards.

How Redeem Travel Points

There are many ways to redeem your travel points. Some credit card issuers have their own online booking tool to help you  make travel arrangements and use your points. They may demand you to book your trip around blackout dates and flight availability.

Some permit  you to redeem your points as a statement credit for travel purchases.

Best Credit Card Qualification

The best travel credit cards are exclusively reserved for people with excellent or good credit score. Before you apply for the card, be sure of your credit score. If your credit score is below the requirement, you will not get approval. You can check your credit for free  by using  Discover’s FICO Credit Score Card or Credit Karma.