The  Chemical Bank Dream Mastercard is used to pay bills, perform transfers and many other bank transactions online. The card has no annual fee. It has a cash advance fee of either $10 or 5%. If you find this card appealing, click on the Chemical Bank Dream Mastercard Login.Chemical Bank Dream Mastercard

Before applying,  please review the online privacy policy of First Bankcard (FB), the card handling agent for all Chemical Bank offerings.

Rewards/ features of the Chemical Bank Dream Mastercard

  1. 3 points/$1 spent on gas and groceries; 1 point/$1 spent on all other purchases.
  2. No sign up bonus
  3. There is no annual fee
  4. The cash advance fee is $10 or 5%
  5. 24% cash advance APR
  6. 00% Purchases APR for the first 6 months, after that 15.99%, 18.99%, 20.99% or 22.99% APR based on creditworthiness.
  7. Late payment fee of up to $35

Requirements of the Chemical Bank Dream Mastercard

  • Be at least eighteen (18) years of age
  • Have a valid US SSN
  • You must have a valid US street address

How to Apply for the Chemical Bank Dream Mastercard

To access the secure application, navigate to the Chemical Bank card summary page and select the link.

Step 1- Personal Data

Input the following data:

  • First Name
  • Last Name
  • SSN
  • Date of Birth
  • Mother’s Maiden Name
  • Email Address
  • Full Address
  • Phone Number
  • Years at Address
  • Housing Status
  • Monthly Housing Payment
  • Present Employer
  • Business Phone Number
  • Total Annual Income
  • Bank Accounts Held & Relative Amounts Held in Each

Step 2- Card Options

You may add authorized users to your account (optional), perform balance transfers from pre-existing credit accounts onto the new card (also optional), and design a custom face for your new card (still optional).

Step 3- Disclosures

Review the terms and conditions. If the terms are acceptable,select confirm information and await Chemical Bank’s approval.

How to Login

Login is possible via the FB homepage .  Enter your user ID. If entered correctly you will be expected to enter your password on a subsequent page.

If you’ve lost either your user ID or your password you may retrieve this information by selecting forgot ID/password? and filling out the subsequent form. Enter the following data into the form:

  • First Name
  • Middle Initial
  • Last Name
  • User ID or Email Address


To activate a new card with Chemical Bank,  call the number listed above. To create an online account for card management with FB, please follow the link above and fill in the requisite form. Submit the following data to the form in order to complete the registration process:

  • Account #
  • Expiry
  • 3-Digit Security Panel
  • Full Name
  • Last 4 Digits of SSN
  • Date of Birth
  • Email Address

For More Information




Email form available here

Mailing Address

First Bankcard C/O First National Bank of Omaha P.O. Box 2340 Omaha, NE 68103