The Charter Oak Visa Platinum Credit Card is for Charter Oak Credit Union members. These individuals can use these card to transfer funds and pay bills online. To access this card, click on the Charter Oak Visa Platinum Credit Card Login. Charter Oak Visa Platinum Credit Card

Before beginning, please review the Charter Oak online privacy policy to ensure your information will be handled discreetly.

Rewards/  Features of the Charter Oak Visa Platinum Credit Card

  1. $0 annual fee
  2. No sign up bonus
  3. There is no reward
  4. Cash advance APR of 13.99%
  5. The cash advance fee is zero
  6. Late payment fee of $0

 Requirements of the Charter Oak Visa Platinum Credit Card

  • Be at least 18 years old
  • Have a valid US social security number
  • You must have a US address
  • Have a government-issued ID
  • Be eligible for Charter Oak Credit Union membership

How to Apply for the Charter Oak Visa Platinum Credit Card

Go to this  summary page  and select the apply online today link.

Step 1- Loan Details

Chose which card you would like to apply for and for what requested amount. State your membership qualifications if you are not a current member and decide whether you will be applying with a co-applicant.

If you desire a co-applicant, click the box stating such.  The following popup menu will appear by which you can state exactly the type of co-applicant you will  utilize.

In case you like debt protection show as such and a representative will call you after you apply to detail the service.

Step 2- Personal

Also, enter the following personal data:

  • Email address
  • Full name
  • Date of birth
  • SSN
  • ID type, issuance, number and expiry
  • Marital status

Step 3- Residence

Additionally, enter your residence information here:

  • Address
  • Phone number
  • Duration at listed address
  • Housing type
  • Monthly payment
  • Landlord or lender    

Select next to continue.

Step 4- Employment

Furthermore, provide the following employment information here:

  • Employment status
  • Employer
  • Your Employer address
  • Position
  • Time at employer
  • Employer phone
  • Income frequency
  • Gross income

Step 5- Financial

More so, supply  additional incomes and debt sources for this section of the application.

Select next to continue.

Step 6- Finalization

Finally, answer the three litigation questions presented and enter any additional comments. Read over the disclosures and submit. For the specific terms for each card, please see the Visa Platinum. Also, the Visa Platinum Variable disclosures and the overall Visa Terms and Conditions.

How to Login

Access the login fields from the homepage. Once there,  click the username field. Enter the information requested and go to the next page to enter your password.

If you’ve forgotten your username, call the Charter Oak support line.  The number is 800-299-9842


Call the number on the back of your card (800-299-9842) to activate it.  If you would like to activate online you must first apply to be a member of Charter Oak Credit Union. Members can activate cards from their member portal. In order to apply,  follow the link above and scroll down.  Select the link.

Then, supply the following information in to complete the application:

  • Desired account type / services
  • Full name
  • Address
  • Driver’s license
  • Other ID
  • Mother’s maiden name
  • Employer
  • Phone number
  • Eligibility

Enter the information required for the account designations section.

Here, complete the last form and click submit application.

 For More Information




Mailing Address

Charter Oak Federal Credit Union 1055 Hartford Turnpike Waterford, CT 06385