The Central Bank Visa Credit Card  has very competitive APR with no annual fee. It has a fluctuation of APR possibilities ranging from 8.99% all the way to 20.99%. It’s rewards program is perfect for shoppers frequent at department stores and those who donate consistently to charities, since it offers  double the reward points on those specific purchases. To access this card, click on the Central Bank Visa Credit Card Login.central bank credit card

However,  review the Central Bank’s privacy policy before entering any sensitive information.

Rewards/ Features of the Central Bank Visa Credit Card

  1. No sign up bonus
  2. There is no annual fees
  3. Cash advance APR of 24.99%
  4. The Cash advance fee is either $10 or 4%
  5. 2 points per $1 at department stores and for charitable donations, 1 point per $1 for all other purchases
  6. Purchases APR of 8.99%-20.99%
  7. Late payment fee of up to $25

How to Apply for the Central Bank Credit Card

To start with, go to the Central Bank Credit Card summary page and select Apply today.

Then find the Credit Card option that you want.

Scroll down to the Security Check and check off the box that says that you’re indeed a human being.

Step 1-Card Selection

When asked which credit card you wish, select Visa and press Next.

Step-2 Payment date. Select the payment due date next.

Step 3-Customer Information

Indicate if  you are a Central Bank customer.

Step 4-Personal/Contact Information, enter the following Personal Information;

  • Full Name
  • SSN
  • Email
  • Phone Number
  • Birthday
  • Mother’s Maiden Name
  • Full Physical Address
  • Full Mailing Address

Step 5- Employment Information.  The following will be needed:

  • Employment Status
  • Employer
  • Number of Years
  • Position
  • Gross Monthly income

Step 6-Co-Applicant Information

In case you like to make this a joint credit card application, select yes and provide the necessary information regarding the co-applicant.

Step 7-Terms and Conditions

Finally, review the terms and conditions to ensure they are adequate and select the box if you assent. To finish, click  Submit Application to send it in for review.

How to Login to the central bank credit card

Go to the Central Bank homepage and look for the Credit Card Center Log In link

It will direct you to where you will  enter in your Username and on a secondary page, your password.

If you forget some aspect of your security info, select the link that indicates either the username or the password. You will then be required to enter in your card number as well as answer a combination of security questions before retrieval is made possible.


  • 1 (866) 604-0380
  • Secure Registration

To activate your card, dial the number provided above and follow the instructions provided by the bank’s customer care agents. For secure account registration, follow the link above to the log in page and select Enroll Now.

You will then be required to enter in the 16 digit number on the front of your credit card before continuing on the  following steps which will have you detailing your security as well as personal information before account access is achieved. Enjoy!

 For More Information


1 (877) 554-5535



Mailing Address

Central Bank 238 Madison