The Central Bank The Only Card Credit Card  has a potentially competitive APR which is as low as 8.99% with no annual fee. Its reward program favors the charitable and the department store enthusiasts and as well offers a point per dollar on all other purchases. To access this card, click on the Central Bank The Only Card Credit Card Login.Central Bank The Only Card Credit Card

Central Bank’s privacy policy should be read before entering any personal or financial  information into their website.

Rewards/ Features of the Central Bank The Only Card Credit Card

  1. 1 point reward per $1 spent
  2. 0% introductory APR on purchases for the first 6 months.
  3. No annual fee
  4. Purchases APR of from 9.49% to 21.49%, based on your creditworthiness (APR is subject to change)
  5. Up to $25 late payment fee
  6. Cash advance APR of 25.49%
  7. The cash advance fee is either $10 or 4%

How to Apply for the Central Bank The Only Card Credit Card

Navigate to the Central Bank Credit Card summary page where you can click the  Apply Today link.

Click on the Credit Card link.

Under the Security Check heading, check off that you’re not a robot before continuing to the application forms.

Step 1-Card Selection

Select MasterCard over Visa and choose between the two card designs on a following page.

Step-2 Payment date

Choose the day of the month for your payment due date.

Step 3-Customer Information

Indicate if you’re a Central Bank customer or not.

Step 4-Personal/Contact Information

Provide the followings:

  • Full Name
  • SSN
  • Email
  • Phone Number
  • Birthday
  • Mother’s Maiden Name
  • Your Full Physical Address
  • Full Mailing Address

Step 5- Employment Information

The following employment information is required:

  • Employment Status
  • Employer
  • Number of Years
  • Position
  • Gross Monthly income

Step 6-Co-Applicant Information

To add a co-applicant, select the box and fill in their information to make it a joint credit card.

Step 7-Terms and Conditions

Carefully review the terms and conditions before checking off the box and clicking Submit Application.

How to Login

Follow this link to the Central Bank homepage and find the Credit Card Center Log In. 

Enter in your Username and on a following page, your password.

If you’ve forgotten your username, or your password, select the , underlined link that corresponds with your situation. Enter in your 16 digit card number found on the form of your MasterCard. Answer predetermined security questions and personal info before you will be able to regain access to your online banking.


Card activation is made possible by calling the number provided above. To register for an online account, click the link below the activation number to be taken to the eZCardinfo homepage. There, you will see the Enroll Now button which, once clicked, will present you with the field in which you’ll enter your credit card number. Before your account is activated, you will need to detail your security credentials and provide the website with certain pieces of personal information to prove your identity.

For More Information


1 (877) 554-5535

Mailing Address

Central Bank // 238 Madison Street // Jefferson City, MO // 65101