The Caribbean Education Foundation Credit Card is used to donate a small percentage of each purchase to the Caribbean Education foundation.  You may support the fund through the course of everyday spending. To access this card, click on the Caribbean Education Foundation Credit Card Login.

However, before you apply  carefully review  the UMB Privacy Policy to know how your personal information will be used.Caribbean Education Foundation Credit Card

Rewards/ Features of the Caribbean Education Foundation Credit Card

  1. A small percentage of every purchase goes back to the Caribbean Education Foundation. This is essentially a charitable credit card.
  2. UMB will donate $50 to the Caribbean Education Foundation after your first purchase.
  3. No annual fee
  4. Cash advance fee of 3% or $15 to 20
  5. Late payment fee of up to $35
  6. Purchases APR of 13.99% or 17.99%
  7. Cash advance APR of 24.99%

Requirements of the Caribbean Education Foundation Credit Card

  • Be at least 18 years of age
  • Reside in the US (have a valid street address)
  • Have a valid Social Security number

How to Apply for the Caribbean  Education Foundation Credit Card

To start with, go to this page.  Select your desired card layout, and follow the apply now link.

Step 1- General Information

To begin the application process, submit  the following information:

  • Full name
  • Date of birth
  • Social Security number
  • Current address (including duration)
  • Email address
  • mother’s maiden name
  • Phone number

Step 2- Financial Information

Also, enter the following financial information  to proceed:

  • Employment status
  • Position
  • Employer name
  • Length of employment
  • Your Previous employer name
  • The Previous position held
  • Previous length of employment
  • Work phone
  • Residence status
  • Monthly housing payment
  • Primary financial institution
  • Gross annual salary
  • Other income/source

Step 3- Authorized Users (optional)

In order to add an authorized user, should you want to, simply enter their name, date of birth, and relationship to you.

Step 4- Terms and Conditions

Finally. review  the Terms and Conditions of the credit card before finalizing your application and submitting it.

How to Login

Head on over to the UMB homepage and locate the Login tab.

Furthermore, enter your User ID in the provided space and click Next. Supply your Password  to gain access to your online account. If you have forgotten your login information, click the Forgot User ID? link and you will be taken to a retrieval page.

On the retrieval page ,  select your account type, and enter your card number, last five digits of your Social Security number, the expiration month/year of your card, and your statement ZIP code before clicking the Verify your account button and beginning the retrieval process.


To activate your Caribbean Education Foundation credit card,  call UMB directly at the number provided above, or use their online activation page by clicking the “Secure Activation” link above. If using the online method, you will  need to click the Enroll Online link from the ensuing page.

Finally, provide your account type and enter; your card number, last five digits of your Social Security number, the expiration month/year of your card, and your statement ZIP code before clicking Verify your account. The following pages will ask you to verify your information, create a User ID, and set your security settings before the activation process is completed. 

For More Information


1 800-860-4862


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